debt

Seeking Life Above

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By Linda Rex

August 4th, PROPER 13—This week the TV caught my eye at the veterinarian’s office where my daughter was having her cat given her yearly checkup. I saw people taking old furniture and revamping it, giving it a more modern feel. Some of the results I liked, some I didn’t like.

Usually this channel is full of stories of how people take an old fixer-upper house and renovate it, selling it for more than what it was worth originally. The process of “flipping” a home seems very challenging to me because there is always the danger of hidden problems such as asbestos removal, an unstable foundation, or damage to critical structural elements. But I feel there is something ultimately satisfying about taking something broken and dirty and turning it into a masterpiece. Maybe this is because this is what God does with us.

The thing is, we can be so focused on the externals of our existence that we don’t tend to the internals as we ought. What I mean by that is, God wants us to attend to the internals of our souls more than the externals of our human existence. We are responsible to do what work is necessary to provide for ourselves and to care for what belongings are ours. But the God who takes care of the birds and the flowers is quite capable of caring for us when we allow him to, trusting him to help us meet our obligations and to provide for our needs (Matt 10:29-31; Luke 12:6).

Indeed, there may be some of us who want to live free from any responsibilities or effort and yet have every luxury at our fingertips—our culture encourages this. We may pursue a carefree life without responsibilities or the need to work or provide for anyone but ourselves—this is especially true for those who have parents or others who are willing to carry the responsibilities we should be carrying. However, the apostle Paul writes that if a person isn’t willing to work, then he or she shouldn’t eat. This is a reminder to carry our own load, to be responsible for ourselves—to do our part. (2 Thess. 3:10-11)

Even though some people seem to have all they need with no financial or personal struggles, some of us may be constantly in motion, working every moment to create our perfect world as we envision it to be. We may work very hard just to get ahead only to find ourselves bound by debt or health problems or broken relationships. Wouldn’t it be nice to actually be able do what the rich man Jesus talked about wanted to do? He had a bumper crop, and decided to put everything up into storage, and to tell himself, “You have many goods laid up for many years to come; take your ease, eat, drink and be merry.” (Luke 12:16-21)

But Jesus had words to say about such a life philosophy. He reminded his listeners and the man who was focused on getting his share of his family’s property that what really matters in life becomes truly evident when we are faced with death. Death brings everything in our lives into focus—showing us our humanity and the transience of our existence. We can make all the plans we want, we can save up all the money we want, and it just takes an instant or an event out of our control and it is all over. Everything we worked for goes to someone else—and we can’t even control who gets it all after we are gone.

Ultimately, each of us must humble ourselves under a recognition that God is God and we are not. Even as Christians we can be pretty arrogant and atheistic when it comes to money and providing for ourselves. Life can go well for quite a long time, and our diligent efforts can bring us great success and abundant wealth. But the externals of our human existence are transient and one day they will disappear. If we depend upon them or count on them, we are placing our life on an uncertain foundation.

As followers of Jesus, we can even embrace the idea that if we live good lives and do everything right God has to bless us and make everything go right in our lives. This sets us up for great disappointment and tests our faith when bad, unexplainable things occur in our lives. We may try to, but we cannot control the decisions others make nor can we protect our loved ones or ourselves from the evil or brokenness of the world we live in.

Stuff happens. Death occurs. Illness breaks our health. People steal our money. Hurricanes, earthquakes, and tornadoes destroy our homes. And all our precious plans go out the window. Then we start asking the tough questions: What am I going to do? Where is God in all this? Doesn’t he care? Why did this happen to me?

Here in the middle of the brokenness, death, and destruction we are meant to find new life. God wants to meet us in the middle of this place and show us what we should have known all along—the life we are seeking is above, hidden with Christ in God (Col. 3:3). The real peace, joy, and comfort is found in Jesus, in the One who took on our humanity, joined us in our broken, sinful human existence, and brought us through death into resurrection and ascension into life with God both now and forever. Jesus redeemed our broken existence—God “made Him who knew no sin to be sin on our behalf, so that we might become the righteousness of God in Him” (2 Cor. 5:21 NASB).

Our real existence, the one which will last, is in knowing and being known by our Abba and his Son Jesus Christ in the Spirit. What we have in this life is passing away—what we have in Christ is everlasting. This is why Paul says to keep seeking the things above, where Christ is, not the things on earth (Col. 3:1-2)

We are to consider ourselves dead to greed, which is a form of idolatry. Greed and covetousness, along with the other passions of our flesh, are a way in which we go about life focused on and drawing our life from the things which are transient and will one day disappear. Like worshipping idols made of gold and silver, our worship of our human efforts or goals or the physical trappings of our existence—nice home, good job, wealth, power, fame, ease and pleasure—is an insult to the God who made us and called us into relationship with himself, and who came for us and redeemed us in Jesus Christ. All of this idolatry hung with Christ on the cross—in Christ we are dead to our idols, so we might live in the newness which is ours in him.

God created the earth and all its abundance for our enjoyment and pleasure. God means for us to work and to take pleasure in the fruit of our efforts. God wants us to work hard and be responsible for ourselves. But nowhere in all of this are any of these gifts meant to replace the Giver. Nothing is to take the place of the One who took our place and stands in our stead on our behalf as our Redeemer and Savior and Lord—Jesus Christ. The spirit of greed, lust, envy, selfishness, or any other demonic or fleshly spirit is never meant to replace the living Spirit of God. The Holy Spirit is meant to fill us with God’s love, joy, peace, kindness, gentleness, and so on—to be the dominant Spirit in our being, to rule our existence both now and forever.

We have been given the greatest gift of all, life in Christ by the Spirit. We are called to live humble lives, in all godliness and honesty, sharing with others all we have been given, so that as one, we are joined together in the body of Christ as Abba’s children, together living in the new lives forged for us by Jesus out of our broken human existence and poured into us by the Holy Spirit.

When we have been given something by God, perhaps it is so that we can share it with others, or maybe he means for us to use it in furthering the scope of the Kingdom of God. God’s gifts are meant to create gratitude and praise, to move us to rejoice in the gift of our blessed hope and to live as the adopted children we were created to be, loving God and one another both now and forever as true image-bearers of the God who is love.

Dear God, thank you for all the gifts you have for us in our everyday existence—food, clothing, shelter, friendship, companionship, work, and so many other things. Keep us focused in the midst of all our blessings on you, the Blessed One, who blesses us with everything we need for life and godliness. Fill our hearts with gratitude and praise, for you are more than worthy. We ask in Jesus’ name. Amen

“Therefore if you have been raised up with Christ, keep seeking the things above, where Christ is, seated at the right hand of God. Set your mind on the things above, not on the things that are on earth. For you have died and your life is hidden with Christ in God. … Do not lie to one another, since you laid aside the old self with its evil practices, and have put on the new self who is being renewed to a true knowledge according to the image of the One who created him…” Colossians 3:1-3, 9-10 NASB

“Then He said to them, ‘Beware, and be on your guard against every form of greed; for not even when one has an abundance does his life consist of his possessions.” Luke 12:15 NASB

The Real Debt

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By Linda Rex

Recently I got to thinking about how we as Americans, in general, think nothing of being in debt. Nowadays it seems as if owing someone money is an accepted way of life. To not have a credit card is more unusual than having one. I have lost count of how many credit card offers I threw away last month.

When my children were little I remember having one of those money conversations with them. We were wanting to do something together which would have been fun for all of us and which would have been a good thing to spend money on in my opinion. But the money just wasn’t there.

So I was trying to explain to my children how we would need to wait until I had the money for this opportunity. One of my children popped up and said, “Just write a check, Mom.” I explained that in order to write a check I had to have money in the bank to cover the check.

“Just use your credit card,” they said. So I began to explain how with a  credit card I would still need to have the money to pay it off when the bill came. This was just one of the many conversations needed to help my children understand that we can’t just have what we want whenever we want it. Sometimes we just have to say no to ourselves and to others.

Being in debt or owing another party for the use of their money has become a way of life for many of us in this country. Borrowing money is how we buy a car or purchase a house. We even borrow money to send our children to college.

Perhaps one of the reasons our country is struggling is because we have ignored the description of life in Christ which says, “Owe no man anything but to love one another.” It would be quite radical if all of a sudden every debt was forgiven and people shared freely with one another rather than expecting payment with interest in return.

This seems rather Pollyanna-ish, doesn’t it?

The breaking in of the kingdom of God in our world often takes on forms such as these. In loving one one another rather than using one another, the kingdom of God receives its full expression. When someone forgives a debt or offers to pay in our place we experience the real presence of the Living Lord. When people freely offer financial and physical help to one another even when it’s not deserved, this manifests Abba’s heart. We’ve seen many illustrations of this in the aftermath of hurricanes, earthquakes, and tornadoes.

To offer mercy rather than just retribution is what our Lord does best. We can trust he is not out to get his share, but instead is sharing with us all which is his. He is not seeking his own, but is seeking our best.

In the midst of the havoc of the storms of our lives, he is not exacting retribution, but is holding us and carrying us, and offering us his strength, comfort, and provision. He puts people in our lives who can and will lift us up, encourage us, and help us to carry the burdens which are too heavy for us.

I would imagine if we were more occupied with serving and loving one another and less with indulging ourselves, we might not only be happier and more at peace, but we might also be a lot more financially sound. If we were more involved in blessing one another rather than using one another, we might find ourselves in an entirely different world.

We can go along and live as we are or we can live as though the kingdom of God has come to us in Jesus. We can live now in the truth of who we are in him. But we must realize this society is uncomfortable with and resists such truth while at the same time embracing  the beauty of the possibilities it might brings.

To live in love and debt-free requires a radical life change I’m just beginning to get my mind around. But God-willing, as we embrace Christ’s debt-free life we will be catalysts for change within our debt-laden society.

Abba, forgive us our refusal to live free of all our debts, personal and financial, toward you and one another. Give us the courage to swim upstream against the current and to daily offer grace to one another in and through Christ our Lord. Amen.

Owe nothing to anyone except to love one another; for he who loves his neighbor has fulfilled the law.     Romans 13:8 NASB

 

Balancing the Books

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by Linda Rex

I remember back to my early twenties when I went to a bookkeeping class and learned how to keep track of the debits and credits in an accounting system. As part of the final exam for the class I had to balance the books for a pretend business and complete all the year-end financial statements.

This was a challenge for me. I will have to say that this type of accounting is something I can do, but not something I am good at. It was a struggle to get every debit and credit to balance, but I finally got it to balance, after hours and hours of work. At some point I had inverted two numbers and it took me a long time to find my mistake—time I didn’t have, due to the deadline set before me.

I have come to have a deep respect for those number-jugglers among us who are able to handle debits and credits with finesse and ease, getting them to do their bidding by balancing the books at the end of the month and the end of the year. How they do this without altering or cooking the books is amazing, and as I said, it is a profession worthy of respect.

Jesus told a story about a man who wasn’t quite so up front in how he handled his boss’s books. In fact, this manager had to give an accounting to his boss for his mismanagement of his master’s accounts. His mishandling of the funds meant he was facing the loss of his job. So he did something totally off the wall—he went to each person who owed his boss money and cancelled part of their debt. His motive? To ensure he had friends somewhere when all was said and done. And, amazingly enough, his boss commended him for his shrewdness.

What was so shrewd about what the manager did? What was shrewd was the manager used the one method by which reconciliation can be done honestly, apart from the debits and credits side of the ledger. The only other way in which reconciliation of the books can be done if the debits and credits don’t align, is through the forgiving of the debt. Grace is the only way in which a debt can be removed from the books when it is not paid in full.

Jesus pointed out to his disciples that the true wealth, that of forgiveness or grace, always supersedes the bookkeeping of lawkeepers. If one is focused on the keeping of the law, since it must be kept perfectly, a person always ends up in debt, with no way to ensure payment in full.

When trust is put instead in the goodness and compassion of the One who is the Law, Who kept the law faithfully and fully for us, in our place, we live without debt, for the debt is always and ever, paid in full. With our debt paid in full, we live gratefully and joyfully from a heart filled with God’s love and Christ’s obedience to the Father by the Spirit. We live debt-free. And this is true wealth indeed.

Thank you, dear Father, for paying all debts in full in your Son Jesus, so we might live freely before you, unhindered and unburdened. We offer ourselves fully to you in gratitude and thankfulness that in Christ by the Spirit, we may live a debt-free life that glorifies and serves you, for your glory and praise, in Jesus’ name. Amen.

“‘And he called him and said to him, “What is this I hear about you? Give an accounting of your management, for you can no longer be manager.”’” Luke 16:2 (NASB)